Home › Spain Salary Calculator
Spain Salary Calculator 2026
What does a Spanish salary actually pay after IRPF and Seguridad Social? Every figure on this site is computed from the 2026 tax scale: progressive IRPF brackets (19/24/30/37/45% state plus a typical regional scale), a €5,550 personal minimum, €2,000 deductible work expenses, and 6.50% employee Social Security. Pick your salary below.
Beckham Law: the 24% expat flat tax
Salaries from €25,000 to €60,000 after tax
€25,000 After Tax Spain
Keep €19,772 a year (€1,648/mo)
€30,000 After Tax Spain
Keep €23,022 a year (€1,918/mo)
€35,000 After Tax Spain
Keep €26,271 a year (€2,189/mo)
€40,000 After Tax Spain
Keep €29,506 a year (€2,459/mo)
€45,000 After Tax Spain
Keep €32,428 a year (€2,702/mo)
€50,000 After Tax Spain
Keep €35,350 a year (€2,946/mo)
€55,000 After Tax Spain
Keep €38,271 a year (€3,189/mo)
€60,000 After Tax Spain
Keep €41,193 a year (€3,433/mo)
How the Spain model works
Spanish net pay = gross minus two things. First, Seguridad Social: 6.50% of gross for an employee on an indefinite contract (4.7% common contingencies, 1.55% unemployment, 0.1% training). Second, IRPF: a progressive income tax withheld by your employer. The state scale runs 19% on the first €12,450, 24% to €20,200, 30% to €35,200, 37% to €60,000 and 45% above, and every autonomous community adds its own regional scale on top. Two reliefs matter for employees: the €5,550 personal minimum (effectively untaxed) and €2,000 of automatic work-related deductions.
Below €15,876 a year (the 2026 minimum-wage-linked threshold), IRPF withholding is zero, which is why low salaries in Spain keep almost everything except Social Security.
12 pagas or 14 pagas?
Spanish contracts traditionally pay 14 times a year: twelve monthly paychecks plus two extra payments (one in summer, one at Christmas). The annual net is the same either way — a €30,000 gross salary keeps about €23,053 a year, which is €1,647 a month over 14 pagas or €1,921 over 12. Only the instalment size changes.
Frequently asked questions
How much tax do I pay on my salary in Spain?
Two deductions hit every Spanish payslip: progressive income tax (IRPF) and 6.50% employee Social Security. On a typical salary of €30,000 a single employee keeps about €23,053 — roughly 76-77% of gross.
Why do Spanish salaries have 12 or 14 pagas?
Many Spanish contracts split annual pay into 14 instalments (12 months plus an extra summer and Christmas payment). The annual net is identical either way; only the monthly instalment changes.
Does the region I live in change my net salary?
Yes, by roughly €300-400 a year at typical salaries. IRPF is half national and half regional: Madrid and Andalusia run lower regional scales, Catalonia and Navarra higher ones.
Is the Beckham Law good for every expat?
No. The 24% flat rate only beats ordinary progressive IRPF above roughly €55,000 of Spanish income for a single filer, or when it shields significant foreign income from Spanish tax. Below that, the ordinary system usually leaves you more.
Related pages
Beckham Law Spain
The 24% expat flat tax compared
Spain VAT Calculator
21%, 10% and 4% IVA rates
Our Methodology
How we compute every figure
Sources: Social Security contribution rates and bases: Seguridad Social - bases y tipos de cotización. Income tax brackets and withholding: Agencia Tributaria (AEAT). Average salary: Instituto Nacional de Estadística. Beckham regime: Royal Decree 1003/2023 (BOE).