- Enter your annual gross (bruto) salary and your age — premiums differ under 18 and over state pension age.
- Social premiums of roughly 27.1% apply to the first €38,441 of income.
- Box 1 tax is calculated at 35.97% up to €76,441 and 49.5% above it.
- The general tax credit and employment credit are subtracted automatically to reach your netto pay.
Home › Net Salary Calculator Netherlands
Net Salary Calculator Netherlands (Bruto → Netto)
What does your bruto salary leave in your bank account? This free bruto-netto calculator estimates Dutch take-home pay using 2025/26 Box 1 rates, the general and employment tax credits, and employee social premiums (AOW and WLZ).
How the Dutch net salary calculator works
Frequently asked questions
What is the difference between bruto and netto salary in the Netherlands?
Bruto is your gross salary; netto is what remains after income tax (Box 1), social premiums and credits are applied. On average salaries, deductions typically come to around 30–35% of gross.
What are heffingskorting and arbeidskorting?
Heffingskorting is the general tax credit everyone receives; arbeidskorting is the employment credit for people with a job. Together they can be worth thousands of euros per year, and the calculator applies both.
Are the 30% ruling or pensions included?
No. The expat 30% ruling, workplace pension contributions and private deductions like mortgage interest change the outcome — use this as a baseline estimate and check with a payroll tax calculator (loonbelasting) for exact figures.
Why does age matter?
Employees under 18 pay lower social premiums, and people at or above state pension age (AOW-leeftijd) no longer pay AOW premiums — the calculator accounts for both.
Estimates are for guidance only and are based on published 2025/2026 rates. Always confirm with a qualified professional for financial decisions.