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Salary Calculator Ireland — Take-Home Pay After Tax

Published by H. Jhon · October 2026

Work out your take-home pay in Ireland in seconds. This free calculator applies the €44,000 standard rate cut-off, €4,000 in tax credits, USC bands and PRSI (4.2%, 4.35% from 1 October 2026) to show exactly what lands in your account each month.

How the Irish salary calculator works

Bar chart: Ireland 2026 income tax bands - 20% on the first €44,000, 40% above it
Ireland taxes the first €44,000 of taxable income at 20% and the balance at 40% (2026, single person).

Tax credits and bands in 2026

The calculator applies Ireland's 2026 single-person credits and bands, straight from the Revenue rates:

Element2026 value
Personal tax credit€2,000
PAYE tax credit€2,000
Standard rate cut-off (single)€44,000 — taxed at 20% below it, 40% above
USC bands0.5% to €12,012 · 2% to €28,700 · 3% to €70,044 · 8% above
PRSI (Class A)4.2%, rising to 4.35% from 1 October 2026 (4.2375% blended for the year)

Two credits means employees get €4,000 off their income tax bill before a euro is collected — which is why a €30,000 salary pays so little income tax. See the PAYE calculator, USC calculator and PRSI calculator for each deduction in detail.

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Sources: Irish Revenue. Rates last verified October 2026. Estimates only — see our editorial policy.

Frequently asked questions

What are the Irish tax bands for 2026?

The standard rate of 20% applies to the first €44,000 of income (€53,000 for married couples with a dependent spouse); the balance is taxed at 40%. Everyone also gets €2,000 personal + €2,000 PAYE tax credits.

What is USC and do I pay it?

The Universal Social Charge is a separate tax on almost all income. It starts at just 0.5% on the first €12,012 and rises through 2% and 3% bands to 8% above €70,044 — full medical card holders pay reduced rates.

What is PRSI?

Pay Related Social Insurance funds Irish social welfare benefits. Employees pay Class A PRSI at 4.2% on gross income (rising to 4.35% from 1 October 2026). Self-employed people instead pay Class S at 4% plus USC on self-employed income.

Is pension contribution included?

No — contributions to a company pension reduce your taxable income, so your real take-home will be higher than shown if you pay into a pension. Subtract the pension amount from gross for a closer estimate.

Estimates are for guidance only and are based on published 2026 rates. Always confirm with a qualified professional for financial decisions.

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