- Enter your annual gross salary.
- PAYE is calculated at 20% up to the €44,000 standard rate cut-off and 40% above it, then reduced by €4,000 of tax credits (personal + PAYE employee credit).
- USC is applied across its four bands (0.5%, 2%, 3% and 8%).
- PRSI at 4.1% completes the deductions, leaving your net pay per year, month and week.
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Salary Calculator Ireland — Take-Home Pay After Tax
Work out your take-home pay in Ireland in seconds. This free calculator applies the €44,000 standard rate cut-off, €4,000 in tax credits, USC bands and 4.1% PRSI to show exactly what lands in your account each month.
How the Irish salary calculator works
Frequently asked questions
What are the Irish tax bands for 2025/26?
The standard rate of 20% applies to the first €44,000 of income (€53,000 for married couples with a dependent spouse); the balance is taxed at 40%. Everyone also gets €2,000 personal + €2,000 PAYE tax credits.
What is USC and do I pay it?
The Universal Social Charge is a separate tax on almost all income. It starts at just 0.5% on the first €12,012 and rises through 2% and 3% bands to 8% above €70,044 — full medical card holders pay reduced rates.
What is PRSI?
Pay Related Social Insurance funds Irish social welfare benefits. Employees pay Class A PRSI at 4.1% on gross income. Self-employed people instead pay Class S at 4% plus USC on self-employed income.
Is pension contribution included?
No — contributions to a company pension reduce your taxable income, so your real take-home will be higher than shown if you pay into a pension. Subtract the pension amount from gross for a closer estimate.
Estimates are for guidance only and are based on published 2025/2026 rates. Always confirm with a qualified professional for financial decisions.